A new report reveals that more than 300 banks in Germany are now charging some customers negative interest rates Some are big global banks including Deutsche Bank Commerzbank and ING

The insurance industry is flooded with a lot of problems right from issues of identification to poor segmentation privacy invasion and filing false claims But those issues will be a thing of the past soon InsurePal is a new insurance platform changing the tide with modern and affordable solutions by leveraging the blockchain technology Apart from ensuring that the insurance of your car or your house is hasslefree it also insures your blockchain business to help maneuver your way through the turbulent new technology The amazing part The entire system makes use of social proof from your peers See the Whitepaper

The Gabrotech company is developing a platform that will allow making different loyalty rewards a digital asset Available either for conversion into cryptocurrencies or fiat currencies or for exchanging with other reward points The release of the platform is planned for December For further improvement the company is running an Initial Coin Offering ICO until Sept 1 with a bonus of up to 20 percent